Finalse - F Pay : Simple, Secure
& Innovative payment platform
for all.
API-First & Fees as low as 0%
For developers, we have the best APIs on the market and integration takes only 90 seconds.
Sign up now and make your first transaction in just 3 minutes.
You can use the website or download the application.
Features you'll love
Finalse - F Pay is designed to simplify your day-to-day tasks and enhance every payment experience.
With FPay, the digital transformation of your finance starts now.
Operators interoperability
With F Pay, cash in a customer via MTN Money and use that money to pay a supplier on Orange Money within 48h immediately : Your money belongs to you.
Now you're more flexible.
With Finalse F Pay No more change issues : If your customer pays you in cash, you can return the change to his mobile money account, regardless of operator.
Instant Transactions
Available on the website
Available in mobile applications
Available via API
Connect FPay with your management software
ERP, Accounting software, Inventory Management Software are examples of the tools you probably use on a daily basis to ensure the success of your business. API First means that our platform is able to integrate seamlessly with your existing software to help you automate processes and save time. Here are the benefits of Finalse F Pay :
Smooth Integration: Your developer will be able to integrate our API in 90 seconds, regardless of his programming environment. Furthermore, a crystal clear documentation is available in both English and French just in case your Developer is French-speaking.
Flexibility: No matter your software's specifics, our team is here to assist you in customizing the integration.
Enhanced Security: Define access rights on a software-by-software basis. Here's what you can say, for example :
This software can retrieve transactions in real time
This software can read transactions AND make deposits, nothing else.
With F Pay, you're in total control.
Portfolio Management
With FPay, you can create Wallets. Each Wallet is like an account that you can fund and use.
If you manage money on behalf of other people or companies, you can create Wallets and keep your own money strictly separate from that of your customers.
Each time a transaction takes place, you can specify the Wallet to which this transaction will apply: In this way, you can express the following:
The yopougon store has just added money to its Wallet.
Customer number 12 has just added money to his Wallet.
Customer number 19 has just withdrawn money from his Wallet.
At the end of the month (week or day), you can display the transactions history for each Wallet you own.
Collect money by sending a payment link
With FPay, you can collect payment from your customers remotely via payment links. In this way, you make a request for funds and send the recipient a link via WhatApps, for example, so that your customer can pay you.
Once your customers clicks on the link, they are free to choose the most suitable payment method. This is ideal for collections, as you can add a description so the customers knows what they're paying for.
Available on web site
Available in mobile applications
Available via API
Send money via a payment link
With Finalse - F Pay, you can create links to send money. This allows you to express the following idea: I've sent you some money, here's the link where you can put your phone number regardless of the operator to receive this money.
This concept is called a QuasiTransfer, and here are a few examples of possible uses:
You want to transfer money to a customer or someone else, but you don't want to be held responsible if the phone number is entered incorrectly. Use an Outgoing Payment Link and let him fill in the phone number himself.
You have to refund a customer or someone without knowing their mobile money operator.
Audit, Reporting & Dashboard
Discover advanced features for precise monitoring of your transactions and total transparency. We've created an intuitive language for you to question and analyze in real time, facilitating strategic decision-making.
Benefit from customizable reports that optimize your financial management and guarantee seamless follow-up.
With Finalse - F Pay, Turn your data into decisions.
Uses cases
With security and ease of use in mind, our engineers have succeeded in building a robust application
for the digital transformation of your corporate finance, whatever its size.
If you're an individual, you'll also be impressed by its qualities, as the possibilities are endless and
you're only 3 minutes away from your first transaction.
Financial Companies
Carry out your transactions without being held responsible in the event of an error concerning the recipients
Individuals
Pay merchants or receive money from friends and family regardless of their operator
Merchants
Cash in a customer AND use the money later to make change for another customer
Leisure & Entertainment
Reduce the amount of money on the outside with more efficient tracking of your funds
Establishments
Schools, Universities or healthcare establishments: Use a single QrCode to manage different cash desk
App. Editor & Tech Companies
Access the best APIs on the market easy-to-use, hard-to-misuse and reduce your time to market.
Cyber Security
We began the FPay design process with security in mind, and we have continually enforced security at every stage of the development of our cloud platform, web and mobile applications. Because we're committed to ensuring the security of your funds, here are just a few of the security measures we've put in place:
PCI DSS Compliant Cloud Platform. Version 4 is the latest version published by the PCI-DSS (Payment Card Industry - Data Security Standard) Consortium
Using elliptic curve cryptography with Curve25519 .
Digital signature algorithms and selection of encryption key derivation algorithms compliant with NIST and OWASP standards
Secure connection with encryption suites for Perfect Forward Secrecy
API First
As you may have noticed, each of the above value propositions was followed by a link to the APIs.We have designed an extremely easy-to-use platform that integrates in 90 seconds and which is the best on the market. Here are just a few reasons why :
SDK and APIs available in 15 programming languages: C#, Javascript, Typescript, PHP, F#, Haskell, Scala, Kotlin, Java, Python, Go, Ruby, Erlang, Elixir, Rust. If the SDK you wish to use is not yet published, please let us know.
We have developed a CLI (Command Line Interface) in Rust for Windows, MacOS and more than 15 Linux distributions.
We've provided you with crystal-clear documentation in French and English: if your application developer speaks French, he'll understand it naturally, and integration will be completed in 90 seconds as advertised.
C#
Command Line
Elixir
F#
Go
Haskell
Java
Javascript
Kotlin
PHP
Python
Ruby
Rust
Scala
Typescript
Technology
Our company uses functional programming which offers numerous advantages in terms of cybersecurity, reliability and application safety. By favoring pure functions and data immutability, we reduce the risk of bugs and vulnerabilities, which increases the reliability and security of applications.
We also use advanced type systems. Yes, the language type systems we use are themselves Turing-Complete and we use it to its full potential. In the financial sector where responsiveness and reliability are crucial, our approach enables us to deploy agile solutions, reducing operational costs while increasing customer satisfaction. In short, our advanced technological infrastructure enables us to turn questions into functionalities, delivering high-performance, secure solutions to our customers and partners.
Simplicity
We're champions of simplicity.
Of course, this comes at a cost. But we're ready to assume it in the complex world of finance. Managing complexity is part of our business, and our customers know it.
We firmly believe that simplicity is the key to a successful customer experience. That's why we've invested considerable effort in designing solutions that are intuitive and easy to use. By simplifying processes and eliminating unnecessary complexity, we give our customers the peace of mind they need to focus on what really matters.
Our commitment to clarity and accessibility makes it easy for anyone to navigate our services, guaranteeing a stress-free, serene experience.
With us, you can rest easy, knowing that we'll take care of every detail.
Simplicity is a great virtue but it requires hard work to achieve it,
and education to appreciate it
About US
Finalse is a FinTech. So we're a Finance and Technology company.
Finalse is logically formed by experts in finance and experts in technology with a proven international track record.
High standards, Excellence and Integrity are our hallmarks, and here are just a few of the groups in which our experts have proven themselves :
Thales
Tenable
Cisco
Cap Gemini
BNP Paribas
EY
Standard & Poors
Abu Dhabi Sovereign Wealth Fund
Pricing
Clear, accessible pricing for all
Bear in mind that for each transaction, you can choose who pays the fees.
This could be you or the person you are sending money to.
We're on Promotion
The bargain you've never seen before
This is a Limited Offer
Transactions
- Mobile Money TO F Pay
1.5%1% + ₣ 100 - Bank TO F Pay
1.5%0.5% + ₣ 150 - F Pay TO Mobile Money
0.5%₣ 0 - F Pay TO Bank
1.5%1% + ₣ 100 Maximum Max. ₣ 10,000
Others
- Wallet Creation
₣ 5,000 / WALLET / YEAR
- API Key Creation
₣ 2,500 / KEY
- API Access
₣ 100,000 / YEAR
- Refunds
₣ 0 Fees are not refunded
Ready to Start ?
Connect your F Pay account to your favorite software, integration takes only 90 seconds.
Sign up now and make your first transaction in just 3 minutes.For the first registrants, 2 of the above rates will be retained after the promotion.
Frequently Asked Questions
Here are some of the basic types of questions for our customers. For more
information please contact us.
How do I start using Finalse - F Pay ?
All you have to do is register. Depending on your volume of business, our team will contact you to specify the required documents for the KYC/KYB.
When will others operators be available ?
We have started discussions with the operator and hope to finalize them as soon as possible. When integration is complete, we'll keep you posted by email.
When will credit cards be available ?
We are currently testing credit cards support with specific customers, and we will be extending the credit card support to other Finalse - F Pay customers.
When will sub-regional payments be available ?
The year 2024 ends in less than 03 months. So from next year, we'll be doing everything we can to add the countries of the WAEMU zone.
Get In Touch
Please fill out the following form and we will get back to you. For more
information please contact us
Customer Support
+225 27 24 56 99 55
WhatApps
+225 01 42 27 55 80
Email Address
bonjour@finalse.com
Office Address
Cocody Riviera Faya Génie 2000
Office Time
10:00 - 15:00